No one enjoys being poor. Being in debt is even less fun. But if you’ve ever applied for a credit card, you know how easy it is to get one with a ridiculous credit limit pretty much straight away. This is the story of how my credit card got the better of me.
To be fair I have never EVER paid any interest on my credit card, which is a reasonable achievement considering I’ve had it for about 5 years. But for the last 3 months or so my life has mostly revolved around waiting for payday.
It all starts online- boredom and an internet connection will not lead to a happy bank balance. Especially when inexplicably, the only unblocked sites at work seem to be the music stores and review sites. And since there’s no actual money changing hands in on online purchase, there’s no little alarm bell for the man in your head who’s supposed to tell you when you’re doing something stupid. One click, and 2 days later a brand new shiny toy arrives on your doorstep in a cardboard box.
It’s surprisingly easy to justify spending when you’re thinking to yourself “well, it’ll pay for itself eventually, if I spend the money here I won’t have to pay someone else to do the recordings, you can’t put a price on creativiity , blah blah blah.” And the other thing that comes into your head is “sure I don’t have the money NOW, but there’s plenty of stuff I can sell on ebay. I’ll be able to pay the card off easy when that stuff’s gone.” And that’s how the spree began.
New audio interface. New ribbon mic. New mic preamp. New software.
Around about $4500 later and I’ve got one seriously sexy recording setup. But I’ve also got a massive credit card debt which is very slowly starting to dawn on me. So began the massive ebay clearance. Everything in the cupboard was up for eviction, no prisoners would be taken.
Drum machine- gone.
Old audio interface- gone.
Vocal effects pedal- gone.
Old road bike- gone.
And so it went on for 3 weeks. Only problem was, the 2 big items which I’d banked on selling for about $1500 DIDN’T SELL. Alarm bells are ringing…
Don’t get me wrong, its not like I was raiding dumpsters for food and hanging out on street corners every night but life definitely revolved around the basic necessities- no going out, no takeaways and no alcohol. But thanks to a fair bit of overtime at work and some serious frugality I’m now back on track. Never mind the fact that Olivia and I are going to America in 2 months time and I’ve got absolutely no savings. But just listen to those recordings on the web site and tell me it wasn’t worth it…besides, musicians are meant to be poor. It gives us something to write about. Here’s a sample of the lyrics for the next song we’re writing, I think you’ll probably know what its about after this…
It’s a disease, it’s an affliction
How do I shake, my strange addiction
To this funny little piece of plastic, it’s keeping me up at night
It’s weighing me down, it’s feeding my doubts, it’s whispering in my ears
(chorus) If you buy now you’ll pay later, she’ll call your name and pull you under